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Protecting the Elderly from Financial Abuse

From the American Bankers Association People over 50 years old control over 70 percent of the nation’s wealth. Because of that, fraudsters are using new tactics to take advantage of older Americans. Senior financial abuse is estimated to have cost victims at least $2.9 billion last year alone. However, there are simple steps that can help you or your loved one from falling prey. Tips for Seniors: • Shred receipts, bank statements, and unused credit card offers. • Never pay a fee or taxes to collect sweepstakes “winnings.” • Consult… Read More >

Dec. 7 2017 | Posted in General News

Be On Guard Online

From the American Bankers Association The internet is more than just easy access to information; it can also leave you vulnerable to fraud, identity theft, and other scams. It’s a global issue impacting hundreds of millions of people worldwide every year. The following tips can help keep you and your family safe online. The American Bankers Association recommends: Keep your computers and mobile devices up-to-date – Having the latest security software, web browser, and operating system are the best defenses against viruses, malware, and other online threats. Turn on automatic… Read More >

Dec. 7 2017 | Posted in General News

Boost Your Energy At Work

From an original article by Rose Leadem, Entrepreneur There’s a lot more to staying energized and engaged throughout your workday than constant trips to the coffee machine. Getting adequate sleep and starting your day right is also important. However, there are things you can do at work that can help you avoid the frequent onset of fatigue and drowsiness. Here are just a few suggestions: • Stay hydrated – Keep a large water bottle on your desk to remind yourself to take frequent sips. Dehydration is one of the top… Read More >

Dec. 7 2017 | Posted in General News

Millennials and Their Money: The Connection Between Education and Finances

From an original article by Mark Fowser, WDEL A college degree is still the key to opening the door to financial security. The question these days is whether or not they can afford the escalating cost of higher education. According to a recent survey, young adults who have tried college but were unable to attain a degree were more likely to have financial concerns – even more than those who had a high school diploma. Other interesting results from the survey include: 75 percent of degree holders who did not… Read More >

Oct. 27 2017 | Posted in General News

Security Tips for Accepting Online Payments

From an original article by John Rampton, Entrepreneur Security is important to your customers; therefore, it’s also crucial to the success of your business. If a customer has their credit card information stolen as a result of doing business with you, how likely are they to continue to support your business? As consumers continue to make more payments online, providing that option is essential to offering customers the convenience they expect and demand. But with that convenience comes extra risk. Here are some tips to keep credit card information safe… Read More >

Oct. 27 2017 | Posted in General News

Moving On From Your First Credit Card

From an original article by Claire Tsosie, NerdWallet Your first credit card helped you build credit – an important first step. However, after years of on-time payments, you’re looking for more out of your credit card, like a higher limit and better benefits. Is it time to move on? Could be. Consider the following points before making your choice. When to Move On: You can qualify for more rewards or a lower interest rate You want a higher limit that coincides with a higher income Your spending has changed, e.g.,… Read More >

Oct. 27 2017 | Posted in General News

Protecting Your Identity

From an original article by American Bankers Association  Identity theft is one of the fastest growing crimes in the United States. About every two seconds, an American falls victim to identity fraud. American Bankers Association (ABA) recommends the following tips to keep your information (and money) safe: Don’t share your secrets – Never provide your social security number or account information to anyone who contacts you online or over the phone. Protect your PINs and passwords as well. Shred sensitive papers – That includes bank statements, receipts, and unused credit… Read More >

Sep. 19 2017 | Posted in General News

54 Ways to Save Money

From an original article by America Saves You might be surprised to learn how many people have little to no savings at all; perhaps you’re one of them. If so, you’re not alone. Approximately 62% of Americans have less than $1,000 in their savings account – 21% don’t even have a savings account. Talk about living on the edge. Opening a savings account or dropping nickels in the piggy bank are two ways to save money but there are so many more ways to save. Here are a few of… Read More >

Sep. 19 2017 | Posted in General News

Creating a Budget

From an original article by America Saves Money is the master of the disappearing act. Poof! Where did it go? Well, the easiest way to keep track of your money is to create a budget – keeping track of how much you’re spending and, just as important, how much you’re saving. There are a variety of ways to create a budget. The key is to pick the method that works for you and stick with it. Here are a few steps you can take to manage your money effectively: Keep… Read More >

Sep. 18 2017 | Posted in General News

Investment Ideas for Small Businesses

From an original article by Jenna Cyprus, Small Biz Daily If your small business is profitable enough to have a substantial amount of money left over after everyone has been paid, what should you do with your money? Invest it. Doing so can help reduce overhead costs and increase profitability, paving the way for future success. But are what are those “wise investments” that accomplish those goals? Here are just a few: Business improvements – Most businesses have some areas in need of improvement, whether it be the business strategy… Read More >

Aug. 2 2017 | Posted in General News