Personal Banking Personal Banking Personal Banking

Accessing Your Accounts

ATMs

Use your Pinnacle Bank MasterMoney® card as an ATM card. Transactions at all Pinnacle Bank ATMs are FREE. You may withdraw cash, check your balance, and transfer funds between accounts.

Pinnacle's 24-hour ATMs

Online Banking with Bill Pay

Now having control over your finances is as simple as clicking a mouse. With online banking from Pinnacle Bank, you can access your accounts anywhere you have Internet access. Imagine being able to check your last deposit, transfer money from savings to checking, and even make loan payments online. It's that easy! Once you establish your accounts for online access, you can:

  • Pay bills electronically
  • View account balances
  • View previous statements
  • Enter stop payments
  • Transfer funds between accounts
  • View current transactions
  • Download transactions to a variety of financial spreadsheets/software
  • Report lost/stolen ATM/check card
  • View images of checks paid

Telephone Banking

Our 24-hour telephone banking, PHON-Xpress, lets you access a wide range of banking services just by entering your personal access numbers from any touch tone phone.

Access procedure and menu and follow the voice prompts for:

  • Changing your PIN
  • Balance information for your accounts
  • Recent transaction information
  • Transfers between eligible accounts
  • And more

Simply dial one of the following local access numbers to reach PHON-Xpress:
Bowman, Elberton, Franklin Springs, Royston: 706.213.PHON
Commerce: 706.335.3572
Covington, Monroe, Social Circle: 770.464.9969
Hartwell: 706.376.2223
Lavonia: 706.356.7092
Lexington: 706.743.8144

Personal assistance available:
Monday-Friday, 8:00AM to 5:30PM
Use toll free number 877.759.7939