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Commercial Checking

Commercial Checking is a non-interest bearing account designed for companies that maintain high balances and frequent account activity. Excess funds can be used to offset fees for this account, while the earnings credit allowance on deposit balances may offset activity fees.

  • Avoid monthly service charges with higher deposit balances
  • Account charges based on activity, not a flat monthly fee
  • Add ancillary services at no cost with higher deposit balances
  • Minimum opening deposit of only $50
  • Monthly maintenance fee – $12.00
  • Deposits and other credits, per item – $0.50
  • Checks paid and other debits, per item – $0.15
  • Deposited item, per item – $0.08
  • Mobile banking
AccountNo Minimum BalanceDoes this account pay interest?No Monthly Service ChargeFree Debit CardFree online banking and bill pay
Totally Free Business CheckingNo
Business Interest Checking
Commercial CheckingNoNo


BRANCH LOBBY REOPENING SCHEDULE

Pinnacle Bank will begin a phased-in approach to reopening our lobbies while maintaining essential protocols such as social distancing, limiting the number of customers in the branch and frequent sanitization.

May 11 – Lobbies at all Pinnacle Bank branches, except Braselton, our two Gainesville branches and SB&T branches in Cornelia, Clarkesville, Blairsville and Dahlonega, will be open. Drive Thru windows are closed but Pinny Live Tellers will handle the Drive Thru at branches where lobbies are open.

May 18 – Lobbies at Braselton, our two Gainesville branches and SB&T branches in Cornelia, Clarkesville, Blairsville and Dahlonega open.

Drive Thru service is handled by Pinny Live Tellers who are available at all Pinnacle branches: 7 AM – 7 PM, Monday – Friday and 8 AM – 2 PM, Saturday.

We appreciate your patience and cooperation during these challenging times. Thank you.