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Financial Tips

Top 5 Tips to Improve Work Efficiency

Time is a precious resource for small business owners. Most business owners find it challenging to find a good work/life balance; so using time efficiently is essential. The good news is that you can learn better time-management skills, which will lead to improved business productivity and more free time to spend with family and friends. Here are our Top 5 Tips to Improve Work Efficiency: Get Organized! Before you begin your workday, make a plan. Some people choose to do this the night before, while others find it easier to… Read More >

Jun. 13 2019 | Posted in Financial Tips, General News

4 Signs You’re Ready to Spend Money to Grow Your Business

You have to spend money to make money. But how do you know when your business is ready to invest in future growth? You’ll know you’re on the right path when you’ve completed the following tasks: Prioritize Productivity Investments in human capital and research and development can increase both productivity and growth. Measuring and rewarding productivity gains can also benefit your business. Plan for the Short, Mid, and Long Term Many businesses are adept at planning for the short and long term. However, to promote sustainable growth, you must also… Read More >

Jun. 13 2019 | Posted in Financial Tips

How to Keep Customers Happy While Growing Your Business

Did you know that is costs more to acquire new customers than it does to keep existing ones? But growth is also essential for the health of your business. In an ideal situation, you can grow your business while keeping current customers happy.  Provide Red-Carpet Customer Service Customer service expert, Donna Cutting, (LINK says that to stand out from your competition, you must provide red-carpet customer service. Imagine if George Clooney walked into your place of business. How would you and your employees treat him? Like a star, of… Read More >

Jun. 6 2019 | Posted in Financial Tips

Small Businesses: Planning and Preparing for a Recession

Many financial experts are predicting a recession in 2019. While it’s impossible to predict with 100% certainty that there will be an economic downturn, small business owners can still be prepared. Steps to Recession-proof Your Small Business  Should a recession happen in 2019, there are some steps you can take to make your business less susceptible. It’s like a seat belt on a plane – a safeguard in case of an unlikely event. Press Pause on Large Investments Now is not the time to spend money on luxuries. Identify the things that help your… Read More >

Apr. 25 2019 | Posted in Financial Tips

Tips to Keep Your Tax Records Secure

    Tax fraud, identity theft, online scams – the threats can be overwhelming. Here are some ways consumers and business owners can protect themselves from tax fraud and other scams. Do Your Research  When choosing a tax professional, check out Consumer Reports (, the IRS ( and the Better Business Bureau ( to be sure that they provide a legitimate service. Protect Personally Identifiable Information (PII) PII is defined as information that can be used on its own or with other information to identify, contact, or locate a single… Read More >

Mar. 18 2019 | Posted in Financial Tips

Convert Your Accounts Receivable into Liquid Cash

Could you increase profits by operating from an enhanced cash position? We would like to introduce you to a program that puts you on all-cash basis by providing working capital for your receivables from a local financial institution! The program, called BusinessManager®, provides companies with immediate cash for their outstanding accounts receivables. More than 30,000 businesses have discovered that this program is the key to running and growing their businesses more effectively. Unlike a traditional line of credit secured by receivables, BusinessManager® converts your accounts receivable into liquid cash by bridging… Read More >

Apr. 3 2017 | Posted in Financial Tips

7 Financial Tips for Military Families

We are often reminded of the many sacrifices service members and their families make to protect our nation. Pinnacle Bank has highlighted seven financial tips to help make the lives of these cherished military families a little easier. “Military families do an incredible service for this country,” said Jackson McConnell, Pinnacle Bank President. “The nature of their jobs is inherently stressful – but financial stress shouldn’t be part of it.” These 7 tips will help service members pave the way toward a strong financial future: • Contribute to a Thrift… Read More >

Aug. 27 2015 | Posted in Financial Tips