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Certificates of Deposit

Earn additional interest with a fixed-rate time deposit. A Certificate of Deposit account pays interest over a selected time period, ranging from 7 days to 4+ years. You can choose from a variety of term options, including promotional terms, when available. With a Certificate of Deposit, you receive many interest options, including:

  • Interest paid at maturity (see account disclosures for details)
  • Interest may be reinvested into the CD or deposited into the customer’s existing account


  • Earns higher rate of interest
  • May set your own maturity date (within limits)
  • Terms may vary between 7 days and 4+ years
  • CD may be used as collateral for a loan
  • Minimum balance of $1,000 for a term of less than 12 months, or $500 for a term of 12 months or more.

*Penalties apply for early withdrawal