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Certificates of Deposit

Earn additional interest with a fixed-rate time deposit. A Certificate of Deposit account pays interest over a selected time period, ranging from 7 days to 4+ years. You can choose from a variety of term options, including promotional terms, when available. With a Certificate of Deposit, you receive many interest options, including:

  • Interest paid at maturity (see account disclosures for details)
  • Interest may be reinvested into the CD or deposited into the customer’s existing account


  • Earns higher rate of interest
  • May set your own maturity date (within limits)
  • Terms may vary between 7 days and 4+ years
  • CD may be used as collateral for a loan
  • Minimum balance of $1,000 for a term of less than 12 months, or $500 for a term of 12 months or more.

*Penalties apply for early withdrawal


Pinnacle Bank has reopened our lobbies. To protect our customers and team, we are maintaining essential                 COVID-19 protocols such as social distancing, limiting the number of customers in the branch and                             frequent sanitization.

For those who prefer to remain outside, Pinny Drive Thru Tellers are available at all Pinnacle branches,                        Monday – Friday, 7 AM – 7 PM and Saturday, 8 AM – 2 PM.

If you have any questions, please call 877-759-7939 from 8:00 AM – 5:30 PM.

We appreciate your cooperation and look forward to serving you. Thank you.