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12 Month Rate Riser CD

A 12 Month Rate Riser CD allows you to increase the interest rate on the CD to the current 12-month rate once during the term. This CD is only available for a 12-month term and has a minimum balance requirement of $500.

Benefits

  • Allows customer to increase to the current 12-month rate once during the term
  • Protects customers from interest rate risk

Additional Information

  • Auto-renews to 12-month term
  • Customer receives notice before renewal and has a 10-day grace period to make changes
  • Certificates of Deposit subject to penalty for early withdrawal


BRANCH LOBBY REOPENING SCHEDULE

Pinnacle Bank will begin a phased-in approach to reopening our lobbies while maintaining essential protocols such as social distancing, limiting the number of customers in the branch and frequent sanitization.

May 11 – Lobbies at all Pinnacle Bank branches, except Braselton, our two Gainesville branches and SB&T branches in Cornelia, Clarkesville, Blairsville and Dahlonega, will be open. Drive Thru windows are closed but Pinny Live Tellers will handle the Drive Thru at branches where lobbies are open.

May 18 – Lobbies at Braselton, our two Gainesville branches and SB&T branches in Cornelia, Clarkesville, Blairsville and Dahlonega open.

Drive Thru service is handled by Pinny Live Tellers who are available at all Pinnacle branches: 7 AM – 7 PM, Monday – Friday and 8 AM – 2 PM, Saturday.

We appreciate your patience and cooperation during these challenging times. Thank you.