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Children's Savings Account

Designed specifically for those who are 18 and under, Captain Summit Savings makes it easy for young people to get a head start on developing good savings habits. With an opening balance of just $1, you'll get all these benefits:

  • Earns interest on collected balance, compounded daily and credited quarterly
  • No minimum balance required to earn interest
  • No service charge
  • Must be 18 or under to apply
  • Joint account with parent, grandparents, or guardian
  • Earn interest on any balance
  • Five FREE withdrawals per quarter
  • Quarterly statement or monthly statement when consolidated with a parent or guardian's checking account statement
  • Pinnacle Bank will deposit the first $1 into the account
  • Children get a toy from the Captain Summit treasure chest for each deposit
  • Conveniently track savings with 24-hour Telephone Banking and NetTeller