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Telephone Banking

Our 24-hour telephone banking, PHON-Xpress, lets you access a wide range of banking services just by entering your personal access numbers from any touch tone phone.

Access procedure and menu and follow the voice prompts for:

  • Changing your PIN
  • Balance information for your accounts
  • Recent transaction information
  • Transfers between eligible accounts
  • And more

Simply dial one of the following local access numbers to reach PHON-Xpress:
Athens: 706.425.2217
Bowman, Elberton, Franklin Springs, Royston: 706.213.PHON
Commerce: 706.335.3572
Covington, Monroe, Social Circle: 770.464.9969
Hartwell: 706.376.2223
Lavonia: 706.356.7092
Lexington: 706.743.8144

Personal assistance available:
Monday-Friday, 8:00AM to 5:30PM
Use toll free number 877.759.7939