One of the greatest challenges facing any business owner is properly managing the finances of the company. Pinnacle Bank is eager to serve as your financial partner – we strive to nurture the future growth and stability of our commercial clients. In addition to being your source of funds, we want to be your information source as well. Business loans of many types are available right here at your hometown bank. Call any of our Commercial Relationship Managers for more information; the following is an overview of the types of commercial lending products available through Pinnacle Bank:
Revolving Lines of Credit
A revolving line of credit may be the ideal solution for short-term financing giving you funds for day-to-day operations. When you set up a line of credit, you can access the exact amount of money you need, when you need it. This means you aren’t borrowing too much money at any given time, which saves you money on interest.
Commercial Line of Credit
If your business is growing, you may need our Commercial Line of Credit to help you balance your cash flow needs.
Business Construction & Mortgage Loans (Equal Housing Opportunity)
New project or adding on to accommodate growth? Your success is important to us.
Staying in step with equipment and technology requirements can be quite a challenge. Whatever your need, a Pinnacle Bank Business Banker can tailor a lending program that works for you. Flexible financing options are available to include refinancing an existing loan to increase cash flow. You can make your payments through traditional forms of payment or through several electronic banking options.
Letters of Credit
Your suppliers may already know you. If not, a letter of credit can help you obtain inventory shipments.
Short Term Inventory
Stock dwindling? Our 30 – 90 day inventory loans can be the answer.
Capital Expansion Loans
Whether you’re securing funding to get a new business venture off the ground or looking for working capital to fuel growth, you can rely on the Pinnacle Bank Commercial Banking team. Just give us a call, and we’ll show you how easy it is to take your company to the next level.
Business Credit Cards
The MasterCard Business Card offers you convenience and competitive rates. Click here to learn more and apply!
Small Business Administration
New guidelines have made SBA Guaranteed Loans easier to obtain. Our officers will be glad to work with you to seek the best loan for your needs. The Small Business Administration enables lending partners like Pinnacle Bank to provide financing to small businesses when funding is otherwise unavailable on conventional terms. In these cases, the SBA guarantees major portions of loans made on behalf of eligible businesses. Our Commercial Relationship Managers are highly experienced in putting SBA loan programs to work for local businesses; it’s just another tool we have in a wide range of commercial lending opportunities.
We have experienced loan specialists in all aspects of agricultural lending.