Online Banking Login

Millennials and Their Money: The Connection Between Education and Finances

From an original article by Mark Fowser, WDEL A college degree is still the key to opening the door to financial security. The question these days is whether or not they can afford the escalating cost of higher education. According to a recent survey, young adults who have tried college but were unable to attain a degree were more likely to have financial concerns – even more than those who had a high school diploma. Other interesting results from the survey include: 75 percent of degree holders who did not… Read More >

Oct. 27 2017 | Posted in General News

Security Tips for Accepting Online Payments

From an original article by John Rampton, Entrepreneur Security is important to your customers; therefore, it’s also crucial to the success of your business. If a customer has their credit card information stolen as a result of doing business with you, how likely are they to continue to support your business? As consumers continue to make more payments online, providing that option is essential to offering customers the convenience they expect and demand. But with that convenience comes extra risk. Here are some tips to keep credit card information safe… Read More >

Oct. 27 2017 | Posted in General News

Moving On From Your First Credit Card

From an original article by Claire Tsosie, NerdWallet Your first credit card helped you build credit – an important first step. However, after years of on-time payments, you’re looking for more out of your credit card, like a higher limit and better benefits. Is it time to move on? Could be. Consider the following points before making your choice. When to Move On: You can qualify for more rewards or a lower interest rate You want a higher limit that coincides with a higher income Your spending has changed, e.g.,… Read More >

Oct. 27 2017 | Posted in General News

Protecting Your Identity

From an original article by American Bankers Association  Identity theft is one of the fastest growing crimes in the United States. About every two seconds, an American falls victim to identity fraud. American Bankers Association (ABA) recommends the following tips to keep your information (and money) safe: Don’t share your secrets – Never provide your social security number or account information to anyone who contacts you online or over the phone. Protect your PINs and passwords as well. Shred sensitive papers – That includes bank statements, receipts, and unused credit… Read More >

Sep. 19 2017 | Posted in General News

54 Ways to Save Money

From an original article by America Saves You might be surprised to learn how many people have little to no savings at all; perhaps you’re one of them. If so, you’re not alone. Approximately 62% of Americans have less than $1,000 in their savings account – 21% don’t even have a savings account. Talk about living on the edge. Opening a savings account or dropping nickels in the piggy bank are two ways to save money but there are so many more ways to save. Here are a few of… Read More >

Sep. 19 2017 | Posted in General News

Creating a Budget

From an original article by America Saves Money is the master of the disappearing act. Poof! Where did it go? Well, the easiest way to keep track of your money is to create a budget – keeping track of how much you’re spending and, just as important, how much you’re saving. There are a variety of ways to create a budget. The key is to pick the method that works for you and stick with it. Here are a few steps you can take to manage your money effectively: Keep… Read More >

Sep. 18 2017 | Posted in General News

Investment Ideas for Small Businesses

From an original article by Jenna Cyprus, Small Biz Daily If your small business is profitable enough to have a substantial amount of money left over after everyone has been paid, what should you do with your money? Invest it. Doing so can help reduce overhead costs and increase profitability, paving the way for future success. But are what are those “wise investments” that accomplish those goals? Here are just a few: Business improvements – Most businesses have some areas in need of improvement, whether it be the business strategy… Read More >

Aug. 2 2017 | Posted in General News

5 Ways Going Paperless Will Help Your Business

From an original article by Nick Candito, Small Biz Daily You’d be surprised how many companies still use paper processes. According to The Association for Information and Image Management (AIIM), 92 percent of companies say that removing paper processes is a constant objective. If your business has yet to make the change, here are five reasons to do so as soon as possible: Information security – Digital documents can be protected in ways paper documents can’t, such as remotely via the cloud or an off-site hard drive. Accessibility – Find… Read More >

Aug. 2 2017 | Posted in General News

The Benefits of Asking for Help

From an original article by Karen Peacock, America’s SBDC As a small business owner, it’s easy to feel isolated at times. Who do you turn to with questions about business challenges? Just because you’re a leader doesn’t mean you have all of the answers. Don’t be afraid to ask others for help and broaden your network. A recent study found that 41 percent of small business owners feel lonely in their work life. That same survey found that 70 percent of small business owners say networking with other business owners… Read More >

Aug. 2 2017 | Posted in General News

Creating a Safe Workplace

From an original article by Joshlyn Ross, U.S. Small Business Administration June is National Safety Month, the perfect time to evaluate how safe your workplace is and to identify opportunities for improvement. Before you begin the process, it’s best to know what you’re looking for. The Occupational Safety and Health Administration (OSHA) has a variety of resources to help you and your employees make well-informed safety decisions every day. Ensure your business meets legal requirements with OSHA – Check out OSHA’s handbook to ensure that your small business meets the… Read More >

Jun. 28 2017 | Posted in General News