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It’s a Whole New Way to Buy a Home

Buying and financing a home has changed significantly – here’s what you can expect. Shelter has always been a basic human need. But with the recent lock-downs caused by COVID-19, your home has become more critical than ever. And how you buy and sell a house has experienced significant changes as well. Here’s what you can expect: Virtual home tours. Many buyers are searching for homes online using videos, 3D walkthroughs, drone surveys and even interactive floor plans. Additionally, real estate agents now meet with clients virtually using videoconferencing to… Read More >

Sep. 10 2020 | Posted in General News

Loan Deferral Customers

Thank you for choosing Pinnacle Bank for all of your loan needs. If you participated in Pinnacle Bank’s “Loan Payment Deferral Program,” which we rolled out in late March 2020, the four-month Payment Deferral Period has now expired. Therefore, we are reminding participants to resume loan payments as usual under your loan agreement. We understand the consequences surrounding the COVID-19 pandemic, and we are here to assist our customers in any way necessary. If the resumption of loan payments presents an issue for you, please contact your loan officer immediately at 877-759-7939 to… Read More >

Aug. 27 2020 | Posted in General News

Take the Pain Out of Payroll

Whether your business is a one-person shop or you have 100 employees, payroll is an essential element of your company. But it’s not always convenient and is typically very time-consuming. Using a payroll service can help you take the pain out of payroll so you can spend more time doing what you enjoy. What Payroll Service Options Are Available? Payroll services offer you as much help as you need. Here are two common types of payroll service options: Outsourced Payroll Service. When you use an outsourced payroll service, you move… Read More >

Aug. 14 2020 | Posted in General News

Do You Really Need Business Insurance?

Running a small business can be both exhilarating and daunting. And no matter what size your company may be, the risks feel great simply because it’s your money, time and reputation on the line every day. That’s why having the right type of business insurance (with the appropriate coverage) is a critical way to alleviate your risk should something unexpected happen. Here are answers to two common business insurance questions asked by small business owners: Is There Insurance Specifically Designed For Small Businesses? Most small business owners choose to open… Read More >

Aug. 14 2020 | Posted in Business, Managing Your Business

Hiring Remotely – What You Need to Know

More businesses are hiring remote employees to help manage their companies. Whether you’re looking to hire a freelance accountant or need extra help answering phones, you’ll want to find candidates with the skills and characteristics required to succeed at your company. Here are five tips for hiring remote workers who fit your business needs: Discuss why the employee wishes to work remotely. Everyone is different. Take the time to talk about why candidates desire to work remotely. Maybe they need flexibility due to child care, or they don’t have jobs in their… Read More >

Aug. 13 2020 | Posted in General News

How to Stay Connected to Your Customers – at a Distance

Running a business during a pandemic isn’t something you planned to do in 2020, but it’s a reality we’re all experiencing. As you continue to move forward, how can you stay connected to your customers during a time when you’re supposed to stay at a distance? Here are five tips to consider: Communicate, Communicate, Communicate. One of the best ways to connect with your customers is to continue communicating with them as though you were seeing them face-to-face. Use your social media channels more often to discuss things that relate… Read More >

Aug. 13 2020 | Posted in General News

How to Protect Your Digital Life

Nowadays, we do nearly everything virtually – from having staff meetings to purchasing supplies and paying bills. It also means that protecting your personal information is more critical than ever. Here are some things you should do to protect your digital life: Keep security software current. Be sure every computer your business owns is properly protected with the latest security software, web browser and operating system. Turn on automatic software updates (if that’s an available option) to defend against any known or unknown risks. You should also scan USB and… Read More >

Aug. 13 2020 | Posted in General News

Protect Yourself From COVID-19 Fraud

As COVID-19 continues to impact the U.S., there has also been an alarming increase in fraudulent activity related to the pandemic. As of June 2020, the FTC reported receiving more than 103,000 fraud complaints due to COVID-19, totaling $68.11 million in total fraud loss. To help you safeguard your money, we’ve highlighted five scams and how to avoid them:  Scam #1: Expedited Stimulus Checks The IRS began distributing economic impact stimulus checks on April 13 through direct deposit, on April 24 by mail, and they will continue distribution through September… Read More >

Aug. 13 2020 | Posted in Fraud & Security, Safety & Security

Employee Insights – Neal Booth

Neal W. Booth, Sr. is a Senior Vice President, Market Executive (Gainesville-Hall County) at Pinnacle Bank, offering over 36 years of banking experience. Neal grew up in Danielsville, Georgia and graduated from the University of Georgia with a degree in finance. He began his career at a bank in Gainesville and has worked in several capacities at banks in Gainesville and surrounding counties with particular expertise in commercial lending, credit administration, treasury services and private banking. Neal enjoys the opportunity to share his knowledge and expertise with others. Throughout his… Read More >

Aug. 5 2020 | Posted in General News

Employee Insights – Andy Harmel

Andrew (Andy) Harmel is a Mortgage Loan Originator at Pinnacle Bank. His strong background in serving the public in various capacities through technology, pharmaceuticals, and law enforcement makes him an ideal fit for our mortgage team. His problem-solving skills, commitment to honesty and fairness, and desire to enhance others’ lives are unmatched. Every day, Andy helps his clients achieve homeownership by making the loan process as seamless as possible at Pinnacle Bank! Andy currently resides in Evans, GA, with his family. When not at work, he loves teaching his sons… Read More >

Jul. 30 2020 | Posted in General News