Online Banking Login
News

Exercise Makes You Happier Than Money (Really!)

Want to be happier? Exercise! A recent study by Oxford and Yale researchers demonstrated that exercise makes you happier than money!   But too much exercise can have a negative effect. The optimum prescription for happiness calls for 30 – 60 minutes of activity three to five times per week.  1.2 million Americans participated in the study. Both their physical behaviors and their mental states were observed and recorded. Participants had 75 types of physical activity to choose from ranging from lawn-mowing and housework to running and cycling. The results?… Read More >

Apr. 26 2019 | Posted in General News

Moving Countdown Tips and Tricks

Did you know that along with loss of a loved one, divorce, and loss of a job, moving is counted as a top stressor that someone can experience over a lifetime? Here are some tips and tricks to help you if you are planning a move.   2 – 3 Months Before You Move First things first, make a plan unique to you! We’re going to give you some great general tips, but everyone’s situation is different. Combine our tips with this ‘epic’ moving checklist and make a template that… Read More >

Apr. 26 2019 | Posted in General News

Small Businesses: Planning and Preparing for a Recession

Many financial experts are predicting a recession in 2019. While it’s impossible to predict with 100% certainty that there will be an economic downturn, small business owners can still be prepared. Steps to Recession-proof Your Small Business  Should a recession happen in 2019, there are some steps you can take to make your business less susceptible. It’s like a seat belt on a plane – a safeguard in case of an unlikely event. Press Pause on Large Investments Now is not the time to spend money on luxuries. Identify the things that help your… Read More >

Apr. 25 2019 | Posted in Financial Tips

Tips on Charitable Giving

It feels great to support charities and know that your contribution makes a real difference. Would you like to be a more informed giver? Great! The following tips are sure to help you out. Be Choosy What causes are close to your heart and how do you want to help? For example, do you want to donate to support scientists who are searching for a cure for a particular disease, or do you want to give to a local charity which helps people who are suffering from that disease? Get… Read More >

Apr. 12 2019 | Posted in General News

How to Spot an Online Dating Scam

How to Spot an Online Dating Scam People looking for love have all the typical concerns: will he/she like me? Do we have the same interests, etc.? As if finding a partner isn’t hard enough, now, those who use online dating services also have to worry about being scammed out of money.  There are hundreds of thousands of profiles on dating sites. How can you tell who is the real person also looking for love, and the fake profile looking to deplete your bank account? How to Quickly Spot an… Read More >

Apr. 12 2019 | Posted in General News

Protect Yourself from Tech Support Scams

Tech support scams are common, and even computer savvy people can be taken in. Do you know how to identify and protect yourself from a tech support scam? How Tech Support Scams Work A tech support scammer wants you to believe that there is a severe issue with your computer, and if you don’t address it now something terrible will happen. They create urgency and anxiety about a nonexistent problem. Typically, you will get a phone call or a popup on your computer screen from someone claiming to be in tech support… Read More >

Apr. 12 2019 | Posted in General News

Senior Caregiving

Your parents once cared for you, and as they age, it is likely that the roles will be reversed, and you will need to care for them. The prospect can be daunting, but you can prepare for your senior caregiving journey. Have “THE” Meeting with Your Parents. It’s difficult to talk about senior caregiving with your parents, but it is necessary so that you can know their wishes, and everyone can get onto the same page. Set up a meeting. Don’t  bring the subject up over dinner unexpectedly! Be prepared… Read More >

Mar. 18 2019 | Posted in General News

Save More in 2019!

  Everyone wants to save more money, but it can be difficult to know how. if you’re stuck in a money rut, the following tips will help you pinpoint ways to save money and prepare for your future.  What Kind of Saver are You? Do you enjoy saving money? Do you find it easy or difficult to set money aside? Some people find it easy to count and save their pennies, while others see that little extra and want to spend it now. Before making a plan to save, a… Read More >

Mar. 18 2019 | Posted in General News

Tips to Keep Your Tax Records Secure

    Tax fraud, identity theft, online scams – the threats can be overwhelming. Here are some ways consumers and business owners can protect themselves from tax fraud and other scams. Do Your Research  When choosing a tax professional, check out Consumer Reports (https://www.consumerreports.org/taxes/where-to-get-tax-preparation-help/), the IRS (https://www.irs.gov/tax-professionals/choosing-a-tax-professional) and the Better Business Bureau (https://www.bbb.org/) to be sure that they provide a legitimate service. Protect Personally Identifiable Information (PII) PII is defined as information that can be used on its own or with other information to identify, contact, or locate a single… Read More >

Mar. 18 2019 | Posted in Financial Tips

Save Without Really Trying

Whether you’re a small business trying to save for a large future expense or a parent trying to save for when your kids reach college age, it’s the same dilemma. How can you put money away when new expenses keep coming up? That’s especially difficult for small business owners because it’s so hard to predict when business might slow down or an unexpected expense may pop up. Your natural inclination is to keep as much cash at hand as possible. Here are 4 reasons why you should fight your natural… Read More >

Feb. 19 2019 | Posted in General News