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Boost your business with positive referral relationships

Connections. In a digital world, connections still matter, especially for businesses that depend on referrals. So, how do successful businesses cultivate a steady flow of quality referrals? There are plenty of options. What’s your favorite? If it’s flooding your friends’ newsfeed with sales requests, hold back until you read this. Quality over quantity It takes more than just quantity to boost business referrals. According to experts, business relationships that are a “mile wide and an inch deep” won’t help your business in the long run. Boosting your business referrals takes… Read More >

Sep. 21 2018 | Posted in General News

How healthy is your cash flow?

What’s your why? Whatever your business, you probably jumped in because you saw a great opportunity or you loved the field. But just because you love baking cakes or you’re an amazing web designer, doesn’t necessarily mean you love every aspect of the business. It’s easy to spend less time on areas you aren’t as passionate about. But success means not neglecting anything, and cash flow is an important area. Why cash flow matters It’s always worth it to keep an eye on your cash flow. Why? A healthy cash… Read More >

Sep. 21 2018 | Posted in General News

Could you spot a fake check scam?

The trouble is: we all think we’d know a scam when we see it. But the numbers tell a different story. Statistics say 2.7 million people lost a reported $905 million to scammers in 2017, according to the Federal Trade Commission (FTC). Some of those scams involve fake checks. Could you spot a fake check scam? Here’s what to watch for, says the American Bankers Association. Congrats! You won! Now, how do you collect those winnings? Scammers will want you to cash a check and send back a chunk of it… Read More >

Sep. 21 2018 | Posted in General News

New Look, Same Great App!

New look. Same convenience. Our mobile app now features a more refined and modern interface. Look for it the next time you update your Pinnacle Bank app!

Sep. 20 2018 | Posted in General News

Navigating economic ups and downs

Guarantees don’t happen. When it comes to business, no one can promise immunity from market ups and downs. But even though no one gets any guarantees, businesses can still be ready for anything. Here are some ideas to get you started. Keep an eagle eye on your budget. Watching levels of debt, cash flow, and expenses are always important. But you’ll be especially glad you did if the economy heads south. Always make sure you have enough cash reserves to handle emergency expenses. Consider your debt. It could be time to… Read More >

Aug. 29 2018 | Posted in General News

How prepared are you for the loan process?

An article from the American Bankers Association What’s your secret sauce? Success depends on plenty of factors – creativity, hard work and commitment, just to name a few. Business loans also play an important role. They help take businesses to the next level or push ideas from the drawing board to real life. But tackling the loan process? That idea can sound overwhelming. Especially considering how busy business owners already are. A successful loan process isn’t a pipe dream, though. Consider these tips from the American Bankers Association. Do your research…. Read More >

Aug. 29 2018 | Posted in General News

Are you making these business mistakes?

Everyone wants to do work they love. Passion for your craft can power people through plenty. It carries you through the crazy long days and pushes you to try new, amazing ideas. But truth is this: sometimes passion can get a little pushy. Getting the chance to do work you love is an amazing opportunity, but that same passion can also push you toward burnout or neglecting other business priorities. Is this happening to you? Here are a few red flags you don’t want to miss. Are you treating all areas… Read More >

Aug. 29 2018 | Posted in General News

Repossessed 2004 Jeep Wrangler for Auction

From now through August 1st, we are accepting bids for a repossessed 2004 Jeep Wrangler. 6 cylinder, one owner, non-smoker, black exterior, grey interior, 24,720 mileage, no known mechanical issues. Bidders will need to include the following information: Name, address, telephone number, and bid amount.Employees are allowed to place a bid if they choose to do so. 3 convenient ways to submit your bid: • Phone: 706-213-3358 • Email: • Fed-Ex:PO Box 430 • 100 Pinnacle Pl. Elberton, Georgia 30635 May the highest bidder win!

Jul. 27 2018 | Posted in General News

Keeping money management manageable

What builds a business? Great ideas. Hard work. A strong connection to customers. It’s a little different for each entrepreneur. But for everyone building a business, it’s a process. That process that includes growing, changing, and learning. You learn what works and what doesn’t. For many, the learning process includes managing their business finances. And that can be an intimidating part of running a business. But managing those basics makes a big difference in the health of your business. Here are a couple things to remember. Invest for today and… Read More >

Jul. 17 2018 | Posted in General News

How secure are you?

Six trillion dollars. That’s not pocket change, is it? That’s how much cyber crime is expected to cost its victims by 2021. More current stats from Cybersecurity Ventures say cybercrime stole about $3 trillion from its victims, both in banking and in other schemes. But that amount is small compared to their future projections. As result of this rising crime, banks have changed the way they do business. Security is at the top of their to-do list. They’re constantly examining at their systems to determine new ways protect customer data… Read More >

Jul. 17 2018 | Posted in General News