Education Center

Money Smart

How Money Smart Are You?

Pinnacle Bank is excited to offer How Money Smart Are You?, a suite of educational games developed by the Federal Deposit Insurance Corporation (FDIC) to help you learn about everyday financial topics. In fun, easy-to-follow and save-as-you-go modules, you will learn everything from the basics of borrowing to protecting your identity.

All Games


Playing the Earn Money Smart game, you will learn about the different types of income, the variety of ways to receive and track income, reading pay statements, and managing expenses. From start to finish, this game takes 45 minutes to complete.


In this 3-game series, the Spend Money Smart games teach you about identifying your values, setting SMART goals, creating a spending plan, prioritizing bills and even how to make the best financial decisions when looking to purchase a house. Completing this series takes 2 hours.


Playing the Save Money Smart games, you learn about net worth, assets, various savings accounts, how to create an emergency fund, and the best ways to build your savings. For this series, there are 3 hours and 45 minutes of total game time.


With this 5-game suite, you learn the basics of borrowing, the home-buying process, loan management, credit reports, credit cards, developing a debt payment plan, and navigating debt collection. Completing this series takes 5 hours and 55 minutes.


Playing the Protect Money Smart games will teach you how to make financial preparations in case of disaster or tragedy and how to take the appropriate precautions to prevent identity theft. These games can be completed in 2 hours.

Disasters - Financial Preparation & Recovery

Play Game

Protecting Your Identity & Other Assets

Play Game

More Resources

For an overview of each section covered in the FDIC Money Smart suite, access to a glossary of terms used throughout the games, a FAQ section, and other helpful resources, click below.

More Info


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