Telephone Banking

Account access at your fingertips.

Access procedure and menu and follow the voice prompts for:

  • Changing your PIN
  • Balance information for your accounts
  • Recent transaction information
  • Transfers between eligible accounts
  • And more

Our 24-hour telephone banking, PHON-Xpress, lets you access a wide range of banking services just by entering your personal access numbers from any mobile phone.

Simply dial one of the following local access numbers to reach PHON-Xpress:
E. Athens: 706.425.2217
W. Athens: 706.608.4970
Augusta: 762.685.5133
Blairsville, Clarkesville, Cornelia, Dahlonega: 762.230.2499
Bowman, Elberton, Franklin Springs, Royston: 706.213.PHON
Braselton: 678.866.0149
Commerce: 706.335.3572
Covington, Monroe-Broad St., Monroe-Spring St., Social Circle: 770.464.9969
Gainesville: 678.928.5369
Hartwell: 706.376.2223
Lavonia: 706.356.7092
Lexington: 706.743.8144

Personal assistance available:
Monday – Friday, 8:00 AM to 5:30 PM
Use toll free number 877.759.7939