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Saving & Budgeting

Seven Smart Ways to Use Your Tax Refund

  You’ve just received your tax refund, and you’re not quite sure how to put it to use. Resist the urge to splurge and consider investing your money into something that can help you in the long run.   Here are seven smart ways to make your tax refund work for you:   Pay off existing debt. If you have a credit card or other unsecured debt, use your tax refund to pay it off — or at least pay it down as much as you can. Doing so will… Read More >

6 Tips for Saving for Your Down Payment

You’ve decided you want to buy a home – congratulations! You will need between 5-20% of the home’s value as a down payment. Here are our tips to help you save up for a down payment on your dream home. Set up a separate savings account Open a separate savings account exclusively for your down payment and have your monthly contributions deposited automatically. This money will be ‘out of sight, out of mind,’ meaning you’ll be less likely to spend it. Develop a timeline and budget  First, figure out how… Read More >

4 Common Money Mistakes and How to Avoid Them

Do you have a handle on what you’re spending and saving each month? Are you hiding from debt collectors? This article highlights common money mistakes you might be making. Read on to learn how to avoid the 4 most prevalent financial missteps. Not Having a Budget Do you know where you are spending your money each month? Do you know where you might be wasting money? If your answer is no, then you need a budget! Having a budget makes you more aware of the money you’re spending. It helps… Read More >

Aug. 21 2019 | Posted in Personal, Saving & Budgeting

Inner Financial Peace

Many people see money as something to be stressed over. But is it actually possible to gain inner financial peace? Yes! How? Read on. Tip #1: Define a financial goal Tracking goals and linking them to a larger purpose increases the likelihood of success and motivation. For instance, you are much more likely to save money, if you are saving a specific amount to go on vacation, rather than picking an arbitrary amount for no particular reason. When setting a financial goal, ask yourself these three questions: How much? When… Read More >

Jul. 31 2019 | Posted in Personal, Saving & Budgeting

Save More in 2019!

  Everyone wants to save more money, but it can be difficult to know how. if you’re stuck in a money rut, the following tips will help you pinpoint ways to save money and prepare for your future.  What Kind of Saver are You? Do you enjoy saving money? Do you find it easy or difficult to set money aside? Some people find it easy to count and save their pennies, while others see that little extra and want to spend it now. Before making a plan to save, a… Read More >

Mar. 18 2019 | Posted in Personal, Saving & Budgeting

Save Without Really Trying

Whether you’re a small business trying to save for a large future expense or a parent trying to save for when your kids reach college age, it’s the same dilemma. How can you put money away when new expenses keep coming up? That’s especially difficult for small business owners because it’s so hard to predict when business might slow down or an unexpected expense may pop up. Your natural inclination is to keep as much cash at hand as possible. Here are 4 reasons why you should fight your natural… Read More >

7 Financial Tips for Military Families

We are often reminded of the many sacrifices service members and their families make to protect our nation. Pinnacle Bank has highlighted seven financial tips to help make the lives of these cherished military families a little easier. “Military families do an incredible service for this country,” said Jackson McConnell, Pinnacle Bank President. “The nature of their jobs is inherently stressful – but financial stress shouldn’t be part of it.” These 7 tips will help service members pave the way toward a strong financial future: • Contribute to a Thrift… Read More >

Aug. 27 2015 | Posted in Personal, Saving & Budgeting


BRANCH LOBBY REOPENING SCHEDULE

Pinnacle Bank will begin a phased-in approach to reopening our lobbies while maintaining essential protocols such as social distancing, limiting the number of customers in the branch and frequent sanitization.

May 11 – Lobbies at all Pinnacle Bank branches, except Braselton, our two Gainesville branches and SB&T branches in Cornelia, Clarkesville, Blairsville and Dahlonega, will be open. Drive Thru windows are closed but Pinny Live Tellers will handle the Drive Thru at branches where lobbies are open.

May 18 – Lobbies at Braselton, our two Gainesville branches and SB&T branches in Cornelia, Clarkesville, Blairsville and Dahlonega open.

Drive Thru service is handled by Pinny Live Tellers who are available at all Pinnacle branches: 7 AM – 7 PM, Monday – Friday and 8 AM – 2 PM, Saturday.

We appreciate your patience and cooperation during these challenging times. Thank you.