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Seven Smart Ways to Use Your Tax Refund

  You’ve just received your tax refund, and you’re not quite sure how to put it to use. Resist the urge to splurge and consider investing your money into something that can help you in the long run.   Here are seven smart ways to make your tax refund work for you:   Pay off existing debt. If you have a credit card or other unsecured debt, use your tax refund to pay it off — or at least pay it down as much as you can. Doing so will… Read More >

7 Tips to Improve Your Credit Score

Would you like to improve your credit score but don’t know where to begin? We’ve got seven tips to get you started.  Know Your Score  The first step to improving your credit score is to know your credit score. Did you know that you can get a free copy of your credit report every year? Just go to Annual Credit Report and request your report. Once you have your report, read it carefully and make sure everything is correct.  Rent and Build Credit  VantageScore’s scoring model now weighs rent and utility… Read More >

Oct. 9 2019 | Posted in Building & Managing Credit