There's a business account just right for you!

Account Basics

• Easy-to-balance monthly statement - available electronic or on CD-Rom!
• Free return of check images
• Free Online Banking with Netteller
• Bill pay FREE
• FREE telephone banking with PHON-Xpress
• ATM/MasterMoney Check Card available
• Only $50 to open

Please see a Personal Banker for full account disclosure.

Totally Free Business Checking*

• No minimum balance
• No monthly service charge
• Up to 500 free transactions per month**

Business Checking with Interest*

• Competitive interest
• No minimum balance to earn interest
• No monthly service charge
• Transactions are charged on a per item basis, just 12¢ each - pay only for services you use**

Pinnacle Commercial*

Our commercial account service charge is done on an analysis basis and only those accounts which do not maintain average balances adequate to cover the cost of handling are charged.

We use the following method of account analysis as a basis for determining fees:

From your earnings credit*** deduct:
-Monthly maintenance fee $12
-Checks or debit items .15 ea
-Electronic debits & credits FREE
-Deposits .50 ea
-Deposited items .08 ea
Use of uncollected funds: Prime +2.50%

Should the total of activity fees exceed the earnings credit, a service charge in that amount will be assessed. In the event your account is assessed a service charge, you may request your account analysis statement from any of our Personal Bankers.

*Customer Purchases Checks
**Transactions include deposits, checks deposited, checks paid,
***Earnings credit is calculated by taking your average collected balance, less the Federal Reserve requirement of 10% and multiplying it by the prior month end 90-day Treasury bill rate.

Sweep Accounts

Your account may be eligible for one of our sweep accounts to maximize your earnings or minimize your borrowing cost. Please see your account officer for the specific criteria.