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Commercial Checking

Checking that grows with your business.

How to Get Started

To open a business deposit account at Pinnacle Bank, you’ll need the following information:

  • Federal Tax ID # and the official documentation
  • If your business is incorporated, please bring a copy of the Articles of Incorporation
  • We will need identifying documents such as a driver’s license and social security number for each of the signers on the new account
  • Opening deposit of just $50

Commercial Checking from Pinnacle Bank is a non-interest-bearing commercial checking account that is designed for businesses that maintain high balances and have a high volume of account activity. Earnings allowance from deposit balances may offset monthly maintenance fee, deposit fee and check and deposit item fee. Analysis statement available upon request.

Our Commercial Checking Account Offers:

  • Low monthly maintenance fee of $12
  • $50 minimum to open
  • No minimum daily balance
  • Account charges based on activity
  • Add ancillary services at no cost with higher deposit balances
  • Deposits and other credits — $0.50 per item
  • Checks paid and other debits — $0.15 per item
  • Deposited item — $0.08 per item

Totally Free Business Checking

Free checking for businesses with a limited number of transactions.

  • Monthly Fee Nope! Free means free.
  • Minimum to Open$50
  • InterestNot on this one.
  • Minimum Daily BalanceNo.

Business Interest Checking

Interest-bearing checking for not-for-profits and sole proprietorships.

Account Details
*Per item fee of only $0.12 applies.
  • Monthly Fee No.*
  • Minimum to Open$50
  • InterestYes, and it’s very competitive.
  • Minimum Daily BalanceNo.