We offer four great checking accounts, Totally Free Checking and three other accounts which pay you interest.

• Easy to balance monthly statement - available electronically
• Return of check images at no charge
• All accounts offer unlimited check writing
• ATM/MasterMoney Check Card available
• Free Online banking and Bill Pay with Netteller
• FREE telephone banking with PHON-Xpress
• Pinnacle Bank Visa/Mastercard
• .25% loan rate discount with automatic debit from checking
• Pay Yourself First with FREE steadi-save transfers
• Only $50 to open any of the four accounts

Please see a Personal Banker for full account disclosure and current interest rates.

Totally Free Checking

• No minimum balance requirement
• No monthly service charge
• No per check charge

50+ Free Interest Checking

• FREE for customers 50 and over
• Competitive interest
• No minimum balance
• No monthly service charge
• No per check charge

VIP Free Interest Checking

• FREE checking with the convenience of direct deposit or automatic loan payment
• Competitive interest
• No minimum balance
• No monthly service charge
• No per check charge

Wall Street Checking

• Higher interest rate with a balance of $2,500 or more
• Daily balances over $5,000 earn additional interest
• Competitive interest if balance falls below $2,500
• No per check charge
• Only $10 monthly charge if minimum balance falls below $1,000
• FREE Money Market Account