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Business Checking

Totally Free Business Checking

Our Totally Free Business account is a great checking account for businesses with a limited number of transactions. No worrying about service charges or keeping a minimum balance…and best of all, your first 500 transactions per month are TOTALLY FREE!

  • No monthly service charge
  • $50 minimum to open account
  • No minimum daily balance
  • 500 FREE items per month – charge per item over 500 is $0.25
  • Unlimited ATM usage and no fee from Pinnacle for foreign ATM withdrawals

Business Interest Checking

This interest-bearing account is perfect for not-for-profit organizations and qualifying sole proprietorships. Earn competitive interest with no monthly service charges or minimum balance. This account makes managing your checking simple, efficient and profitable!

  • No monthly service charge
  • $50 minimum to open account
  • No minimum daily balance
  • No minimum to earn competitive interest
  • Charge per item is $0.12

Commercial Checking

Commercial Checking is a non-interest-bearing account designed for companies that maintain high balances and frequent account activity. Excess funds can be used to offset fees for this account, while the earnings credit allowance on deposit balances may offset activity fees.

  • Avoid monthly service charges with higher deposit balances
  • Account charges based on activity, not a flat monthly fee
  • Add ancillary services at no cost with higher deposit balances
  • Minimum opening deposit of only $50
  • Monthly maintenance fee – $12.00
  • Deposits and other credits, per item – $0.50
  • Checks paid and other debits, per item – $0.15
  • Deposited item, per item – $0.08

All of these accounts offer the following FREE basic features:

  • Mobile banking
  • ATM/MasterMoney™ Check Card
  • Online banking and bill pay
  • Return of check images for easy record keeping with eStatements
  • Easy-to-balance monthly statement – via USPS or email
  • Thank you gift
  • Up to $25 credit toward the purchase for your old checks and check card
  • Telephone banking with PHON-Xpress

Which account is right for you?

See our comparison chart of our checking accounts below to determine which one is right for you!

AccountNo Minimum BalanceDoes this account pay interest?No Monthly Service ChargeFree Check CardFree online banking and bill pay
Totally Free Business CheckingNo
Business Interest Checking
Commercial CheckingNoNo