Online Banking Login

Telephone Banking

Our 24-hour telephone banking, PHON-Xpress, lets you access a wide range of banking services just by entering your personal access numbers from any mobile phone.

Access procedure and menu and follow the voice prompts for:

  • Changing your PIN
  • Balance information for your accounts
  • Recent transaction information
  • Transfers between eligible accounts
  • And more

Simply dial one of the following local access numbers to reach PHON-Xpress:
E. Athens: 706.425.2217
W. Athens: 706.608.4970
Blairsville, Clarkesville, Cornelia, Dahlonega: 762.230.2499
Bowman, Elberton, Franklin Springs, Royston: 706.213.PHON
Braselton: 678.866.0149
Commerce: 706.335.3572
Covington, Monroe, Social Circle: 770.464.9969
Gainesville: 678.928.5369
Hartwell: 706.376.2223
Lavonia: 706.356.7092
Lexington: 706.743.8144

Personal assistance available:
Monday – Friday, 8:00 AM to 5:30 PM
Use toll free number 877.759.7939


Pinnacle Bank has reopened our lobbies. To protect our customers and team, we are maintaining essential                 COVID-19 protocols such as social distancing, limiting the number of customers in the branch and                             frequent sanitization.

For those who prefer to remain outside, Pinny Drive Thru Tellers are available at all Pinnacle branches,                        Monday – Friday, 7 AM – 7 PM and Saturday, 8 AM – 2 PM.

If you have any questions, please call 877-759-7939 from 8:00 AM – 5:30 PM.

We appreciate your cooperation and look forward to serving you. Thank you.