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Five Steps to Get a Mortgage

Let our lending experts guide you through the mortgage process.

The most important step is to find a lender with competitive rates, decades of expertise and unmatched professional guidance. Pinnacle Bank offers that and more. Contact us to find out how to get started.

Follow these five steps to get a mortgage:

  1. Pre-qualify: If you are interested in pre-qualification it provides you a jump start in finding a new home. Speak with a mortgage lender to find out more.
  2. Application: At this point, we will ask you for details and collect the information for your loan.
  3. Conditions: After initial approval, there may be conditions that need to be satisfied, requiring additional documentation.
  4. Underwriting/Approval: Once all conditions have been met, underwriting issues an approval.
  5. Close and Fund: After documents are signed, and the transfer of funds is complete, you get the keys to your home!
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