Totally Free Checking

Say farewell to fees.

Like the name says, Totally Free Checking is a FREE checking account available to all customers. No hassle, no fuss, just a basic checking account for handling your everyday financial tasks like depositing and withdrawing funds. However, even basic checking includes excellent features and benefits.

  • No minimum balance requirement
  • No monthly service charges
  • No per-check charge**
  • Mobile and online banking
  • Unlimited check writing
  • Only $50 minimum balance required to open

Tell others about Totally Free Checking – You can also earn a FREE* gift when you share the benefits of Totally Free Checking with your friends and family. Get permission to share their names and email addresses with us and let them know they will receive an email with a special offer. When they open a Totally Free Checking account, you will receive a gift. To start sharing, click here.

*Gift will be provided at account opening and is not subject to any time or minimum balance requirements. We reserve the right to substitute a gift of similar value. **Charges apply for non-sufficient checks

Benefits Checking

Get More From Your Checking Account with Benefits Checking.

Account Details
  • Monthly Fee $6.95
  • Minimum to OpenNone
  • InterestNot on this one.

VIP Free Interest Checking

Free checking for customers 50+ or with direct deposit/automatic payments.

Account Details
  • Monthly Fee No Monthly Fee
  • Minimum to Open$50
  • InterestYes, that’s the VIP treatment

High Yield Interest Checking

Interest-bearing checking account including a Simple Money Market account.

Account Details
  • Monthly Fee Only if daily balance falls below $1k
  • Minimum to Open$50
  • InterestBigger balances. Better rates.

Tell A Friend About FREE Checking

Share Totally Free Checking at Pinnacle Bank with your friends & family.

Learn More

When they open an account, you will receive a FREE* gift!

*We reserve the right to substitute an item of similar value. Gift will be provided at account opening and is not subject to any time or minimum balance requirements.