The Ongoing Battle Against Credit Card Fraud


From an original article by Heartland Payment Systems

The good news is that the implementation of EMV chip-enabled cards is making a positive impact in the battle against credit card fraud. However, unless you are one of the 2 million merchants nationwide that have fully made the switch to EMV smart payment card technology, your business is still vulnerable to costly chargebacks. In fact, fraudsters are actively seeking out non-EMV enabled businesses, racking up charges that will eventually be charged back to your business.

What you may find equally shocking is that it’s possible that fraudsters have been scamming your business for years without you knowing about it. Until recently, the issuing bank was taking the loss. Now, your business will be held liable if you haven’t upgraded to EMV.

If upgrading to EMV isn’t an option for your business, there are still some steps you can take. To learn what you can do to defend your business against credit card fraud, read the full article.

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