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Navigating economic ups and downs

Guarantees don’t happen. When it comes to business, no one can promise immunity from market ups and downs. But even though no one gets any guarantees, businesses can still be ready for anything. Here are some ideas to get you started. Keep an eagle eye on your budget. Watching levels of debt, cash flow, and expenses are always important. But you’ll be especially glad you did if the economy heads south. Always make sure you have enough cash reserves to handle emergency expenses. Consider your debt. It could be time to… Read More >

Aug. 29 2018 | Posted in General News

How prepared are you for the loan process?

An article from the American Bankers Association What your secret sauce? Success depends on plenty of factors – creativity, hard work and commitment, just to name a few. Business loans also play an important role. They help take businesses to the next level or push ideas from the drawing board to real life. But tackling the loan process? That idea can sound overwhelming. Especially considering how busy business owners already are. A successful loan process isn’t a pipe dream, though. Consider these tips from the American Bankers Association. Do your research…. Read More >

Aug. 29 2018 | Posted in General News

Are you making these business mistakes?

Everyone wants to do work they love. Passion for your craft can power people through plenty. It carries you through the crazy long days and pushes you to try new, amazing ideas. But truth is this: sometimes passion can get a little pushy. Getting the chance to do work you love is an amazing opportunity, but that same passion can also push you toward burnout or neglecting other business priorities. Is this happening to you? Here are a few red flags you don’t want to miss. Are you treating all areas… Read More >

Aug. 29 2018 | Posted in General News

Repossessed 2004 Jeep Wrangler for Auction

From now through August 1st, we are accepting bids for a repossessed 2004 Jeep Wrangler. 6 cylinder, one owner, non-smoker, black exterior, grey interior, 24,720 mileage, no known mechanical issues. Bidders will need to include the following information: Name, address, telephone number, and bid amount.Employees are allowed to place a bid if they choose to do so. 3 convenient ways to submit your bid: • Phone: 706-213-3358 • Email: amandamiller@pinnaclebank.com • Fed-Ex:PO Box 430 • 100 Pinnacle Pl. Elberton, Georgia 30635 May the highest bidder win!

Jul. 27 2018 | Posted in General News

Keeping money management manageable

What builds a business? Great ideas. Hard work. A strong connection to customers. It’s a little different for each entrepreneur. But for everyone building a business, it’s a process. That process that includes growing, changing, and learning. You learn what works and what doesn’t. For many, the learning process includes managing their business finances. And that can be an intimidating part of running a business. But managing those basics makes a big difference in the health of your business. Here are a couple things to remember. Invest for today and… Read More >

Jul. 17 2018 | Posted in General News

How secure are you?

Six trillion dollars. That’s not pocket change, is it? That’s how much cyber crime is expected to cost its victims by 2021. More current stats from Cybersecurity Ventures say cybercrime stole about $3 trillion from its victims, both in banking and in other schemes. But that amount is small compared to their future projections. As result of this rising crime, banks have changed the way they do business. Security is at the top of their to-do list. They’re constantly examining at their systems to determine new ways protect customer data… Read More >

Jul. 17 2018 | Posted in General News

Does your business use these social media basics?

Everybody’s social. Whether it’s your grandma or the biggest celebrity, social media connects us all. So, when it comes to marketing, social media is a must-have. But how do you make your business voice stand out? Figuring out your promos may take time. The good news is figuring out what not to do is a little easier. Don’t be inconsistent. Staying consistent with voice, style and, of course, handles, across all platforms is a big step in the right direction. No matter where you’re posting, give your followers a streamlined… Read More >

Jul. 17 2018 | Posted in General News

How the New Tax Reform Bill Will Affect Businesses

Yes, it may have been born thanks to the bickering of politicians. But today, the Tax Cuts and Jobs Act is impacting employers and employees all over America. Its supporters claim it will lower taxes on businesses and individual taxpayers, as well as, make tax filing simpler and easier. The end result of all that, they say, means a boost in business growth and personal spending. Is that the case? Time will tell. One of the most immediate results of this tax reform? Additional cash in personal paychecks. Starting in February,… Read More >

Jun. 4 2018 | Posted in General News

7 Worthwhile Ways to Use Your Tax Refund

According to the Internal Revenue Service, more than 70 percent of the nation’s taxpayers received a tax refund averaging nearly $3,000 in 2017 and will get a similar amount this year. As Americans receive their refunds along with additional benefits coming from the Tax Cuts and Jobs Act passed in December, Pinnacle Bank has highlighted seven tips to help them use the money wisely. “Tax season is the perfect time to hit the reset button on your finances,” said L. Jackson McConnell, Jr., Pinnacle CEO.“Your refund can help put you… Read More >

Jun. 4 2018 | Posted in General News

12 Tips for Protecting Your Mobile Devices

As consumer use of mobile devices continues to climb, cyber criminals are targeting those gadgets more frequently. According to a report by the Federal Reserve, 43 percent of smartphone users say they have used mobile banking in the past 12 months. Pinnacle Bankis highlighting 12 ways consumers can take extra precaution to protect the data on their mobile device. “We use gold-standard safeguards to protect customer information, but it’s also important for users to keep safety measures in place to prevent sensitive data from being compromised,” said L. Jackson McConnell, Jr.,… Read More >

Jun. 4 2018 | Posted in General News