Online Banking Login
General News

The past four weeks have been a reminder that it’s good to be flexible! In that short time, Pinnacle Bank has continued to work to protect employees and customers by serving through Drive Thru windows and Pinny, our Interactive Teller Machine. We also offered customers the opportunity for loan relief by deferring payments for four months. Pinnacle Bank now has 1,036 customers with one less economic issue to worry about because of this program. Pinnacle Bank is also proud to be part of the national effort to bolster small businesses…. Read More >

Apr. 17 2020 | Posted in General News

SBA Response & Paycheck Protection Programs

Pinnacle Bank wishes to extend to all of our valued customers the latest information that we have available to us from the federal government regarding the current loan/grant programs signed into law on Friday (please know that some of the details and guidance continue to change and/or be updated daily). First, there are 2 loan programs available to small businesses: Economic Injury Disaster Loan (“EIDL”) Paycheck Protection Program (“PPP”) One component of the EIDL is an immediate $10,000 grant for those that apply (discussed more fully below).  The interested business… Read More >

Apr. 2 2020 | Posted in General News

Fraud Alert: What You Need to Know

Criminals Take Advantage of Every Situation and Our Health Crisis is No Exception. Recently, the cybercriminal group, FIN7, known for targeting US businesses through phishing emails, deployed an additional tactic of mailing USB devices via the United States Postal Service (USPS). The mailed packages sometimes include items like teddy bears or gift cards to employees of target companies working in the Human Resources (HR), Information Technology (IT), or Executive Management (EM) roles. The enclosed USB device is a commercially available tool known as a “BadUSB” or “Bad Beetle USB” device…. Read More >

Action Plan for COVID-19

Pinnacle Bank has been in business since 1934. The bank, our communities and our country have weathered a lot of historical ups and downs including national financial troubles, wars and 9/1 1. We have all grown stronger each time we face adversity and that will happen again as we overcome this current crisis. Pinnacle Bank is here now and will be in the future. While we can’t control the events around us, we can control how we respond. Pinnacle Bank is working to keep employees and customers safe while remaining ready… Read More >

Mar. 19 2020 | Posted in General News


It’s Ok. We Are Your Bank and We’re Here for You! Thank you for being our customer. And because you, our employees and our community are so important to us we want to reassure you of something. We’re here to help you. Everything at Pinnacle Bank is open and working. Everything from our branches, our debit cards, online banking and Pinny are on the job! We hope this assurance will ease some anxiety. While we can’t control the events around us, we can control how we respond. Pinnacle Bank is… Read More >

Mar. 13 2020 | Posted in General News

Let Us Help You Manage Your Business

Your business’s success is our business. We have products and services designed to help you grow and improve your bottom line. Take a look at this informational video to help you discover the many ways we can help. Watch Video Learn more about how we can support your business goals here.  

Mar. 9 2020 | Posted in General News

We Have Great News!

PINNACLE FINANCIAL CORPORATION ACQUIRING SBT BANCORP, INC.  Elberton, GA and Clarkesville, GA, December 18, 2019 — Pinnacle Financial Corporation (“Pinnacle”), the parent holding company of Pinnacle Bank, and SBT Bancorp, Inc. (“SBT”), the parent company of Southern Bank & Trust, today jointly announced the signing of a definitive merger agreement pursuant to which Pinnacle will acquire SBT and Southern Bank & Trust in a cash and stock transaction valued at approximately $36.0 million, or a price of approximately $27.37 for each outstanding share of SBT common stock.  Management of each… Read More >

Dec. 19 2019 | Posted in General News

Startup Founders Are Often the Reason for Failure

Many people think that most startups fail because of a shortage of funds, and for some, this is true. But often there is a more complicated problem: the founder. In this article, we will address common startup issues that arise because of faulty leadership.  1. Dictatorial Leader Doesn’t Listen to the Team Startup founders tend to be charismatic, ambitious and driven by their vision — all qualities needed to motivate people to buy in to their new business idea. Very often, it is the founder’s drive to make their idea… Read More >

Is Rest the Key to Business Success?

Working harder, longer, faster gets the best results, right? Well, maybe not. After all, there’s a reason for the old saying, “All work and no play makes Jack a dull boy.” With increasing numbers of business owners and entrepreneurs reporting exhaustion, burnout, and crippling anxiety, people are beginning to think that there must be a better way. Turns out, there is. Being busy and being productive are two entirely different things. Being busy implies that you are filling the hours of the day with work. Being productive means that the work… Read More >

Jan. 29 2019 | Posted in General News

Financial Podcasts Are A Wise Investment

Learning about money has to be hard and boring, right? It has to take a long time, and it’s never entertaining. Wrong! Financial podcasts are here to change the way you think about financial education.  And now is the perfect time of year to find a few new podcasts to add to your playlists. Apple has its ‘best of’ lists out, and lots of other critics are weighing in with their favorite shows. From true crime to sports, to comedy, there are so many podcasts out there to entertain and… Read More >

Dec. 21 2018 | Posted in General News


Pinnacle Bank will begin a phased-in approach to reopening our lobbies while maintaining essential protocols such as social distancing, limiting the number of customers in the branch and frequent sanitization.

May 11 – Lobbies at all Pinnacle Bank branches, except Braselton, our two Gainesville branches and SB&T branches in Cornelia, Clarkesville, Blairsville and Dahlonega, will be open. Drive Thru windows are closed but Pinny Live Tellers will handle the Drive Thru at branches where lobbies are open.

May 18 – Lobbies at Braselton, our two Gainesville branches and SB&T branches in Cornelia, Clarkesville, Blairsville and Dahlonega open.

Drive Thru service is handled by Pinny Live Tellers who are available at all Pinnacle branches: 7 AM – 7 PM, Monday – Friday and 8 AM – 2 PM, Saturday.

We appreciate your patience and cooperation during these challenging times. Thank you.