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Totally Free Business Checking

Our Totally Free Business account is a great checking account for businesses with a limited number of transactions. No worrying about service charges or keeping a minimum balance…and best of all, your first 500 transactions per month are TOTALLY FREE! Receive a FREE* gift when you open any new checking account at Pinnacle Bank.

  • No monthly service charge
  • $50 minimum to open account
  • No minimum daily balance
  • Mobile Banking
  • FREE Online Banking and Bill Pay
  • 500 FREE items per month – charge per item over 500 is $0.25
  • Unlimited ATM usage and no fee from Pinnacle for foreign ATM withdrawals
  • FREE ATM/MasterCard® Business Debit Card

Get Started Now!

*Gift will be provided at account opening and is not subject to any time or minimum balance requirements. We reserve the right to substitute a gift of similar value. Bank rules and regulations apply. Minimum opening balance is only $50. Ask us for details.

**Five hundred monthly transactions free. Transactions include deposit tickets, checks deposited, and debit items paid. ACH, POS, and ATM transactions are always free. 25¢ each for transactions over 500 per monthly cycle.

AccountNo Minimum BalanceDoes this account pay interest?No Monthly Service ChargeFree Debit CardFree online banking and bill pay
Totally Free Business CheckingNo
Business Interest Checking
Commercial CheckingNoNo


Pinnacle Bank will begin a phased-in approach to reopening our lobbies while maintaining essential protocols such as social distancing, limiting the number of customers in the branch and frequent sanitization.

May 11 – Lobbies at all Pinnacle Bank branches, except Braselton, our two Gainesville branches and SB&T branches in Cornelia, Clarkesville, Blairsville and Dahlonega, will be open. Drive Thru windows are closed but Pinny Live Tellers will handle the Drive Thru at branches where lobbies are open.

May 18 – Lobbies at Braselton, our two Gainesville branches and SB&T branches in Cornelia, Clarkesville, Blairsville and Dahlonega open.

Drive Thru service is handled by Pinny Live Tellers who are available at all Pinnacle branches: 7 AM – 7 PM, Monday – Friday and 8 AM – 2 PM, Saturday.

We appreciate your patience and cooperation during these challenging times. Thank you.