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Managing Your Business

Protect Your Business with Credit Card Controls

As a small business owner, you probably feel like your days fly by. Juggling family time and work time changes daily. And with everything on your plate, you may not realize how vulnerable your business is to fraud. Unfortunately, with all the uncertainty looming around and new things you likely have to deal with right now, fraud continues to rise. If you’re already feeling overwhelmed, just start with your business credit card. Consider these simple ways to protect your business from fraud: Set up alerts on your card. One of… Read More >

Seven Steps to Create a Tranquil Work Environment

During this time of uncertainty, your home is your sanctuary – and it may also be where you run your business. Whether you’re at home or your office, what steps can you take to create a more peaceful, stress-free environment? Create a space to relax. We’re not talking about an employee lounge, but a calm area where you or your employees can go to decompress. Play soft music, add a comfy chair or sofa and keep the lights dim. If you’re working from home, your dedicated “relaxation” room can be… Read More >

May. 26 2020 | Posted in Business, Managing Your Business

Five Easy Ways to Manage Your Business Remotely

More and more Americans are managing their businesses remotely – whether from home or while traveling. And more recently, it’s been the way many companies have stayed relevant during mandated stay-at-home or shelter-in-place orders. If you’ve just started managing your business remotely, or you’re ready to take the plunge on a more consistent basis, consider these five critical tips for ultimate success. Tip #1: Communicate, communicate, communicate. Communication is an essential element of managing your business remotely – and you can never do too much of it. The more you… Read More >

What are Your Business Lending Options?

Whether you’ve been in business for a few months or many years, access to funds is vital for your growth and sustainability. To that end, you may need to get a loan to help. But, which type of loan is the best fit for your business? To answer this question, take a look at your lending options to determine how they fit into your financial plan. Consider how much cash you need, how quickly you can repay your loan, and whether you can provide collateral.  Here are five common types… Read More >

How to Build a High-Performance Team

The success of your team is critical to the overall survival of your business. Sure, you can achieve goals here and there with some dysfunction on your team, but if you want to accomplish your vision (and beyond), you must create a high-performing team. Managing successful, high-performing teams requires diplomacy, skill and genuine care for each employee at your company. Follow these tips to help you get started: Resolve Conflict Quickly. Whenever you have more than one person working together, there’s going to be conflict – it’s just how life… Read More >

Apr. 20 2020 | Posted in Business, Managing Your Business

Seven Ways to Maximize Your Website’s Customer Experience

Is your website attracting the customers you want? Are you generating leads regularly and turning those leads into sales? With thousands and thousands of websites vying for your customers’ business, how can you make sure the right people notice your site at the right time? Take a look at these helpful tips: Tip #1: Your Website Should Look Professional. As the saying goes, you can only make a first impression once. Take care that your website is making the impression you want. Does it represent your brand the way you… Read More >

Apr. 20 2020 | Posted in Business, Managing Your Business

Keep Your Business and Personal Finances Separate

You probably spend a lot of your day dealing with the operation of your business — buying supplies, paying employees, and more. Just be sure that whatever you do, you keep your business and personal finances separate.   Here’s why: Unless you’re a sole proprietor, you must file a separate tax return for your business. When you keep your expenses separate, it makes this process much easier and more manageable. Plus, if you use a business account to conduct business with your customers, you’ll reflect more credibility and professionalism (think… Read More >

Seven Smart Ways to Use Your Tax Refund

  You’ve just received your tax refund, and you’re not quite sure how to put it to use. Resist the urge to splurge and consider investing your money into something that can help you in the long run.   Here are seven smart ways to make your tax refund work for you:   Pay off existing debt. If you have a credit card or other unsecured debt, use your tax refund to pay it off — or at least pay it down as much as you can. Doing so will… Read More >

Five Strategies to Successfully Manage Your Cash Flow

Maintaining positive cash flow is critical to the long-term success of your business. You need cash to pay rent and salaries, buy supplies, purchase new office equipment or invest in new technology for your company. When you manage your cash flow effectively, you can then position your company to take advantage of opportunities when they arise and experience continuous and sustained growth. Consider these five strategies to help manage your cash flow more effectively: Stay on top of accounts receivable Your goal should be to collect payment from your customers… Read More >

Merchant Capture – A Benefit You’ll Enjoy

Your day is finally over, and you’re exhausted. But, you still need to make your deposit for the night. It’s 7 p.m. and you don’t want to drive to the nearest branch to make your deposit. This is where Merchant Capture comes into play – it’s like having a 24-hour teller right in your office.   Here’s how it works:   Using a desktop check scanner, scan both sides of the checks in a single pass. Prepare your deposit – you’ll be able to view the scanned checks right on… Read More >