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12 Month Rate Riser CD

Upgrade your CD’s earning potential.

Make the most of your CD’s earning potential with a 12-Month Rate Riser CD. This CD allows you to increase the interest rate to the current 12-month rate once during the term. This CD is only available for a 12-month term and has a minimum balance requirement of $500. Also, the 12-Month Rate Riser CD renews automatically to a 12-month term, unless you request changes. You will receive notice before renewal and enjoy a 10-day grace period to make changes.

12-Month Rate Riser CD offers the following benefits:

  • Allows customer to increase to the current 12-month rate once during the term
  • Protects customers from interest rate risk
  • Auto-renews to 12-month term
  • Customer receives notice before renewal and has a 10-day grace period to make changes
  • Certificates of Deposit subject to penalty for early withdrawal

*Penalties apply for early withdrawal.

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