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CDARS

FDIC insurance on multi-million-dollar investments.

CDARS is the Certificate of Deposit Account Registry Service and is the most convenient way to enjoy FDIC insurance on deposits of up to $50 million. With CDARS, you sign one agreement with Pinnacle Bank, earn one interest rate, and receive one regular statement. Your funds are deposited at institutions across the country and covered via each institution’s FDIC charter. To utilize the CDARS service, you must deposit at least $10,000 above FDIC-insured deposit limits.

CDARS offer the following benefits:

  • Access up to $50 million in FDIC protection on CD investments
  • Earn one interest rate on all CD investments
  • Receive one statement detailing your CD investments
  • No hidden fees
  • Select from various maturities ranging from 4 to 260 weeks

Money Market

Take advantage of this investment account for higher rates and better earning potential.

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Christmas Club

Set aside money throughout the year to make shopping easier and the season merrier.

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Captain Summit

This interest-bearing account teaches good habits to young savers age 18 and under.

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Simple Savings

Enjoy an interest-bearing savings account without the minimum balance requirements.

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Saving Cents

Transfer your extra “cents” to your Pinnacle Bank savings account automatically.

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Certificate of Deposit

Earn consistent, fixed-rate interest over a select time period, ranging from 7 days to 4+ years.

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Health Savings Accounts (HSAs)

Health Savings Accounts are tax-exempt and designed to cover medical expenses for you and your family.

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Systematic Savings

Sit back and watch your savings grow with scheduled, automatic transfers and competitive interest rates.

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12 Month Rate Riser CD

Maximize your earnings by increasing your rate to the current 12-month rate once during the term.

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