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Health Savings Accounts (HSAs)

An affordable alternative to traditional health insurance.

Health Savings Accounts (HSAs) are tax-exempt trusts or custodial accounts established exclusively for the purpose of paying or reimbursing qualified medical expenses of you, your spouse and your dependents. Open an HSA with as little as $50. Accessing your account and paying for medical expenses is easy with a MasterCard® debit card.

You must meet one of the following requirements to be eligible for a Health Savings Account:

  • Have medical insurance coverage under an HSA-qualified high-deductible health plan (HDHP)
  • Have no other first-dollar medical coverage
  • Are NOT enrolled in Medicare
  • Cannot be claimed as a dependent on someone else’s tax return

Money Market

Take advantage of this investment account for higher rates and better earning potential.

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Christmas Club

Set aside money throughout the year to make shopping easier and the season merrier.

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Captain Summit

This interest-bearing account teaches good habits to young savers age 18 and under.

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Simple Savings

Enjoy an interest-bearing savings account without the minimum balance requirements.

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Saving Cents

Transfer your extra “cents” to your Pinnacle Bank savings account automatically.

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Certificate of Deposit

Earn consistent, fixed-rate interest over a select time period, ranging from 7 days to 4+ years.

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CDARS

Enjoy convenient access to FDIC insurance and impressive rates on multi-million-dollar CD deposits.

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Systematic Savings

Sit back and watch your savings grow with scheduled, automatic transfers and competitive interest rates.

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12 Month Rate Riser CD

Maximize your earnings by increasing your rate to the current 12-month rate once during the term.

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